This innovative service offers customers greater flexibility and convenience in managing their finances. By utilizing their credit card limits for PIX transactions, customers can make instant payments without having to transfer funds from their checking accounts. The feature is particularly beneficial for individuals who frequently make PIX payments and want to avoid potential overdraft fees or delays associated with bank transfers.

To activate this service, customers simply need to register their credit card with the Banco do Brasil mobile app. Once registered, they can seamlessly initiate PIX payments using their credit card limit. The transactions will be subject to the same terms and conditions as regular credit card purchases, including interest rates and payment deadlines.

Banco do Brasil's decision to offer this service aligns with the growing popularity of PIX, a fast and secure payment system that has gained widespread adoption in Brazil. By integrating PIX with credit card functionality, the bank is providing its customers with a comprehensive and user-friendly financial solution that meets their evolving needs.